Insurance Manufacturing
We build tailor-made insurance solutions.
FES is an insurance manufacturer, building components for the operators that make up the insurance industry. We combine deep actuarial expertise with hands-on implementation to design, structure, and launch insurance solutions built for real-world success.
600
+20
+14
Award-winning products developed by our expertise.5
European countries with established FES offices.— Services
Every component needed to build an insurance business.
Successful insurance products require more than a great idea. They need the right product structure, actuarial foundation, capacity, technology, regulatory framework, and operational model.
Product Development
We create market-leading life and non-life products backed by unmatched actuarial expertise across Europe.
New Autorisations
We establish and license new insurance entities of every type, from MGAs to fully fledged insurers and reinsurers
System implementation
We design and implement efficient, low-cost insurance systems that work at scale.
Insurance Capacity
We secure the right underwriting partners to give our clients the capacity they need to grow.
Reinsurance Capacity
We connect clients with leading reinsurers to unlock capacity, pricing, and long-term success.
Corporate activity
We guide clients through acquisitions, sales, and strategic transformations that reshape insurance businesses.
— FES CORE TEAM
The team driving FES forward.
FES brings together an unrivalled concentration of actuarial, insurance, legal, and reinsurance expertise. Our partners and professional team draw on decades of hands-on industry experience shaping the products and structures our clients rely on.
Partners
United Kingdom
France
Belgium
Professional Team
Belgium
United Kingdom
Liechtenstein
Belgium
Belgium
Belgium
United Kingdom
South Africa
United Kingdom
Curious about the people behind FES?
Meet our full team of partners, specialists, and advisors across our offices.
Meet Our Entire Team— Case Studies
Discover how we have helped insurers, MGAs, and brokers build stronger businesses.
Reinsurance cover for Al Futtaim Group
Sourced reinsurance capacity for Al-Futtaim's credit life book via Quantum Leben and Hannover Re, after London and Lloyd's came up empty.
TAF product development
Developed the first biometric term life range for Dutch MGA TAF — still a top-rated product in the Netherlands 20 years on.